Professional liability insurance is a type of insurance coverage designed to protect professionals and businesses from financial losses resulting from claims of negligence, errors, mistakes, omissions or other professional misconduct in the services they provide.

As per CPC By-Law 3C, section iv, all CPC registrants must possess a minimum of $1,000,000 in liability insurance. This bylaw provides protection to both the public and the registrant.

A registrant shall not practice unless they provide The CPC with satisfactory evidence of their liability insurance upon becoming certified. This must be maintained annually. If a registrant decides to apply for On-Leave Status, they are NOT required to maintain liability insurance during the period they are on On-Leave Status.

Liability insurance is required for any and all care. Pedorthists should review with their insurance providers to ensure adequate liability insurance based on their scope of practice and services/products provided in their province.

*NOTE: Liability Insurances only covers what is within your scope as that practitioner i.e. if you are both a registered Pedorthist and a registered Chiropractor, you must have separate liability insurance for both designations.

Where to purchase Professional Liability Insurance

As a CPC registrant, you are also required to be a member of the Pedorthic Association of Canada (PAC). PAC is exclusively connected to BMS Group. You may choose to register with BMS or any other Professional Liability Insurance broker of your choosing.

BMS Group

BMS Canada Risk Services Ltd. (BMS Group) is the official and exclusive broker for the PAC Insurance Program. Headquartered in Ottawa, BMS Group Canada is part of the Specialty Risk division of BMS Group, a Lloyd’s of London broker. Their team of industry experts provides unparalleled risk management and brokerage services while offering a comprehensive range of insurance products and resources to Canadian healthcare association members. Instead of a call center service approach, BMS offers personal, front-line expertise to assist PAC members with all practice risk needs.

Apply for coverage HERE.

To learn more about the insurance products available to PAC members or to purchase coverage, please contact a BMS broker at 1-855-318-6035 or by email at pac.insurance@bmsgroup.com.